AI-powered lending platform using machine learning to assess credit risk and provide consumer loans.
Profile & Fundamentals
Review the profile, reported financial history, AI financial assessment, dividends, splits, and dated events for Upstart.
Profile & Fundamentals
Upstart Profile & Fundamentals
Examine company identity, ownership, reported performance, valuation, balance-sheet resilience, dividends, buybacks, and material corporate events.
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Company and Market Context
Company Profile & Ownership
Upstart Holdings, Inc., together with its subsidiaries, operates a cloud-based artificial intelligence (AI) lending platform in the United States. The company operates through three segments: Personal Lending, Auto Lending, and Other. Its platform includes unsecured personal loans, small dollar loans, auto refinance, auto retail loans, and auto secured personal loan, and home equity lines of credit. Upstart Holdings, Inc. was founded in 2012 and is headquartered in San Mateo, California.
Company profile record
Upstart Holdings Inc
Common Stock · Financial Services · Credit Services
Company
- Company / asset
- Upstart Holdings Inc
- Security type
- Common Stock
- Sector
- Financial Services
- Industry
- Credit Services
- HQ
- 🇺🇸 United States
- Head office
- 2950 South Delaware Street, San Mateo, CA, United States, 94403
Leadership & scale
- Chief executive
- Mr. Paul Gu
- CEO year born
- 1991
- Full-time employees
- 1.4K
- Fiscal year end
- December
- IPO date
- 2020-12-16
Fundamentals snapshot
- Market Cap
- USD 2.7B
- P/E
- 53.8x
- Revenue (Q1 26)
- USD 308.2M
- Profit (Q1 26)
- USD -6.6M
- Dividend Yield
- --
- Revenue (FY 25)
- USD 1.1B
- Shares in public float
- 82.2M
- Insider ownership
- 13.01%
Reporting & identifiers
- Symbol
- UPST.NASDAQ
- Listing
- 🇺🇸 United States | Dividend Tax: 30%
- Ticker Currency
- USD
- Income Statement Currency
- USD
- Balance Sheet Currency
- USD
- Cash Flow Currency
- USD
- EPS Currency
- USD
- Contract Type
- SPOT
- ISIN
- US91680M1071
- Asset ID
- equity_f477aeb1-d055-5f26-8265-e641f050b330
Ownership
Shares Outstanding
Latest: 96.9M | Max: 112.2M | Min: 14.0M
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