Swiss financial group providing global wealth management, asset management, investment banking and Swiss retail and corporate banking.MoreShow less
Profile & Fundamentals
UBS Group (UBSG.SIX) Profile & Fundamentals
Review UBS Group reported earnings, valuation, balance sheet and ownership, with source tables and separate AI assessments.
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Company and Market Context
UBS Group: Company Profile & Ownership
UBS Group AG operates as a wealth manager and bank worldwide. It operates through five segments: Global Wealth Management, Personal & Corporate Banking, Asset Management, Investment Bank, and Non-Core and Legacy. The Global Wealth Management segment offers financial services, advice, and solutions; investment management, estate planning, and corporate advice services; and wealth management and banking products and services to private wealth and institutional customers. Its Personal & Corporate Banking segment provides banking, retirement, financing, investments, and strategic transactions to private, corporate, and institutional customers through its branch network and digital channels in Switzerland. The Asset Management segment offers diversified asset management services. Its Investment Bank segment provides equities, foreign exchange, precious metals, research, advisory, and capital markets services to institutional, corporate, financial sponsor, and Global Wealth Management customers, as well as focused rates and credit platform. The company also offers lending products, such as securities-based lending, mortgages, structured products, and tailored solutions; collateralized lending residential and commercial real estate, primarily against securities, residential and commercial real estate, other real assets (such as ships and aircraft), private market and hedge fund interest; and unsecured lending. The company was formerly known as UBS AG and changed its name to UBS Group AG in December 2014. UBS Group AG was founded in 1862 and is headquartered in Zurich, Switzerland.
Company profile record
UBS Group AG
Common Stock · Financials · Diversified Banks
Company
- Company / asset
- UBS Group AG
- Security type
- Common Stock
- Sector
- Financials
- Industry
- Diversified Banks
- HQ
- 🇨🇭 Switzerland
- Head office
- Bahnhofstr. 45, Zurich, Switzerland, 8098
Leadership & scale
- Chief executive
- Mr. Sergio P. Ermotti
- CEO year born
- 1960
- Full-time employees
- 97.6K
- Fiscal year end
- December
Fundamentals snapshot
- Market Cap
- CHF 128.4B
- P/E
- 16.2x
- Revenue (Q3 26)
- USD 13.4B
- Profit (Q3 26)
- USD 2.7B
- Dividend Yield
- 0.7%
- Revenue (FY 25)
- USD 73.8B
- Shares in public float
- 3B
- Insider ownership
- 0.06%
Reporting & identifiers
- Symbol
- UBSG.SIX
- Listing
- 🇨🇭 Switzerland | Dividend Tax: 35%
- Ticker Currency
- CHF
- Income Statement Currency
- USD
- Balance Sheet Currency
- USD
- Cash Flow Currency
- USD
- EPS Currency
- USD
- Contract Type
- SPOT
- ISIN
- CH0244767585
- Asset ID
- equity_7218eaa5-1e41-5ded-a02e-3237c1ea1f32
UBS Group: Ownership
Shares Outstanding
Latest: 3.2B | Max: 3.8B | Min: 3.2B
Latest reported ownership snapshot
Float Shares
95.25%
3.0B latest reported shares
Insider Ownership
0.06%
Latest reported insider stake
Short Float
--
Latest reported short interest / float
Source tablesView ownership tables
Shares Outstanding
Annual reported shares outstanding; up to 10 reporting dates.
Scroll the table to see every column.
| Reporting date | Shares outstanding |
|---|---|
| 2017-01-01 | 3,719,193,000 |
| 2018-01-01 | 3,820,546,200 |
| 2019-01-01 | 3,731,923,000 |
| 2020-01-01 | 3,714,086,400 |
| 2021-01-01 | 3,573,953,500 |
| 2022-01-01 | 3,278,599,200 |
| 2023-01-01 | 3,225,623,700 |
| 2024-01-01 | 3,336,039,000 |
| 2025-01-01 | 3,245,357,000 |
| 2026-01-01 | 3,164,781,000 |
Top Holders
Available reported ownership records.
No reported records are available in this preview.
UBS Group: Earnings, Profitability & Valuation
Income Statement Filed On
Cash Flow Filed On
Cash Flow: CHF→USD conversion reference as of . Historical periods use their own dated rates.
Income Statement: CHF→USD conversion reference as of . Historical periods use their own dated rates.
Earnings & Revenue
Earnings and Revenue Trajectory
AI Review
UBS has demonstrated a remarkable earnings recovery as the operational chaos of absorbing Credit Suisse recedes into the background. For the first half of 2026, the bank delivered 5.8 billion dollars in net profit, supported by more than twelve billion dollars in captured cost synergies and a client asset base exceeding seven trillion dollars. Headline revenue figures show volatility due to the deliberate winding down of non-core trading books, but the underlying core business is generating strong, high-quality operating income. This earnings rebound marks a decisive shift toward high-margin recurring advisory fees. With integration restructuring charges disappearing, annual net profits are stabilizing near eleven billion dollars. Future earnings will rely on steady wealth management growth rather than one-off acquisition windfalls.
UBS has demonstrated a remarkable earnings recovery as the operational chaos of absorbing Credit Suisse recedes into the background. For the first half of 2026, the bank delivered 5.8 billion dollars in net profit, supported by more than twelve billion dollars in captured cost synergies and a client asset base exceeding seven trillion dollars. Headline revenue figures show volatility due to the deliberate winding down of non-core trading books, but the underlying core business is generating strong, high-quality operating income. This earnings rebound marks a decisive shift toward high-margin recurring advisory fees. With integration restructuring charges disappearing, annual net profits are stabilizing near eleven billion dollars. Future earnings will rely on steady wealth management growth rather than one-off acquisition windfalls.
Revenue, Net Income, and Free Cash Flow
Latest: USD 73.8B | Max: USD 84.4B | Min: USD -53.9B
Valuation
P/E Ratio (TTM)iPublished valuation snapshots use the earnings basis recorded with each observation. Source tables retain that basis.
Latest: 21x
Profitability & Margins
Margins and Operating Efficiency
AI Review
Profitability margins have rebounded sharply from post-merger lows, with operating margins expanding toward twelve percent and underlying return on core capital reaching sixteen percent during early 2026. This resurgence stems from ruthless overhead cuts, branch consolidations, and resilient private wealth management client retention. This margin expansion represents permanent structural cost elimination rather than a brief cyclical boost. As lingering integration expenses fully vanish, the group cost-to-income ratio is tracking toward management's target below seventy percent. This efficiency ensures durable profitability even if broader financial markets experience periods of sluggish trading.
Profitability margins have rebounded sharply from post-merger lows, with operating margins expanding toward twelve percent and underlying return on core capital reaching sixteen percent during early 2026. This resurgence stems from ruthless overhead cuts, branch consolidations, and resilient private wealth management client retention. This margin expansion represents permanent structural cost elimination rather than a brief cyclical boost. As lingering integration expenses fully vanish, the group cost-to-income ratio is tracking toward management's target below seventy percent. This efficiency ensures durable profitability even if broader financial markets experience periods of sluggish trading.
Profitability Margins
Latest: 63.3% | Max: 100.0% | Min: 3.3%
Latest Profitability Ratios as of 2025-12-31
Gross Margin
63.3%
Gross profit / revenue
Operating Margin
12.0%
Operating income / revenue
Net Margin
10.5%
Net income / revenue
FCF Margin
20.9%
Free cash flow / revenue
Source tablesView earnings, profitability & valuation tables
Revenue, Net Income, and Free Cash Flow
Annual reported results, using the source statement's recorded USD conversion. Up to 10 reporting periods; missing values are not estimated.
Scroll the table to see every column.
| Period end | Revenue (USD) | Net income (USD) | Free cash flow (USD) |
|---|---|---|---|
| 2016-12-31 | 29,747,886,000 | 3,455,312,000 | -17,897,175,000 |
| 2017-12-31 | 29,219,634,000 | 956,839,000 | -53,900,564,000 |
| 2018-12-31 | 30,722,239,000 | 4,548,459,000 | 27,225,000,000 |
| 2019-12-31 | 28,549,126,000 | 4,247,777,000 | 18,121,000,000 |
| 2020-12-31 | 32,428,353,000 | 6,565,575,000 | 35,104,000,000 |
| 2021-12-31 | 38,319,000,000 | 7,457,000,000 | 29,584,000,000 |
| 2022-12-31 | 39,833,000,000 | 7,629,000,000 | 13,004,000,000 |
| 2023-12-31 | 57,380,055,000 | 23,409,851,000 | 84,383,000,000 |
| 2024-12-31 | 81,294,000,000 | 5,086,000,000 | 1,271,000,000 |
| 2025-12-31 | 73,840,000,000 | 7,767,000,000 | 15,457,700,000 |
Published P/E Ratio
Published valuation snapshots retain each observation's earnings basis.
Scroll the table to see every column.
| Period end | P/E (times earnings) | Earnings basis |
|---|---|---|
| 2025-12-31 | 20.8 | Trailing four quarters |
| 2024-12-31 | 22.5 | Trailing four quarters |
| 2023-12-31 | 3.7 | Trailing four quarters |
| 2022-12-31 | 8 | Annual net income |
| 2021-12-31 | 8.6 | Annual net income |
Profitability Margins
Matching annual reporting dates. Values are percentages.
Scroll the table to see every column.
| Period end | Gross margin (%) | Operating margin (%) | Net margin (%) | Free cash flow margin (%) |
|---|---|---|---|---|
| 2016-12-31 | 100 | 20.39 | 11.62 | -60.16 |
| 2017-12-31 | 100 | 22.24 | 3.27 | -184.47 |
| 2018-12-31 | 100 | 20.8 | 14.81 | 88.62 |
| 2019-12-31 | 100 | 19.79 | 14.88 | 63.47 |
| 2020-12-31 | 100 | 25.17 | 20.25 | 108.25 |
| 2021-12-31 | 91.88 | 24.75 | 19.46 | 77.2 |
| 2022-12-31 | 83.45 | 24.11 | 19.15 | 32.65 |
| 2023-12-31 | 56.39 | 42.12 | 40.8 | 147.06 |
| 2024-12-31 | 55.1 | 8.39 | 6.26 | 1.56 |
| 2025-12-31 | 63.34 | 11.99 | 10.52 | 20.93 |
Public data excerpt created by iPulse AI and published by Future Edge Group FZE. Snapshot retrieved 2026-11-10.
Use is subject to the iPulse AI Terms of Service and applicable source rights. Missing inputs are not estimated. Full access includes the remaining records, research and interactive tools.
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