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Profile & Fundamentals

Wells Fargo & Profile & Fundamentals

Name: Wells Fargo & financial chart data preview
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Company and Market Context

Company Profile & Ownership

Wells Fargo & Company, a financial services company, provides diversified banking, investment, mortgage, and consumer and commercial finance products and services in the United States and internationally. It operates through four segments: Consumer Banking and Lending; Commercial Banking; Corporate and Investment Banking; and Wealth and Investment Management. The company's financial products and services includes checking and savings accounts, and credit and debit cards, as well as home, auto, personal, and small business lending services. It also provides personalized wealth management, brokerage, financial planning, lending, private banking, trust and fiduciary products and services; and financial solutions to private, family owned and public companies through products and services including banking and credit products across multiple industry sectors and municipalities, secured lending and lease products, and treasury management. In addition, it offers a suite of capital markets, banking, and financial products and services, such as corporate banking, investment banking, treasury management, commercial real estate lending and servicing, equity, and fixed income solutions, as well as sales, trading, and research capabilities services to corporate, commercial real estate, government, and institutional clients. Wells Fargo & Company was founded in 1852 and is headquartered in San Francisco, California.

Company profile record

Wells Fargo & Company

Common Stock · Financials · Diversified Banks

Official website

Company

Company / asset: Wells Fargo & Company
Security type: Common Stock
Sector: Financials
Industry: Diversified Banks
HQ: 🇺🇸 United States
Head office: 333 Market Street, San Francisco, CA, United States, 94105

Leadership & scale

Chief executive: Mr. Charles W. Scharf
CEO year born: 1965
Full-time employees: 197.5K
Fiscal year end: December
IPO date: 1972-06-01

Fundamentals snapshot

Updated 2026-09-16

Market Cap: USD 255.5B
P/E: 11.3x
Revenue (Q2 26): USD 33.6B
Profit (Q2 26): USD 6.4B
Dividend Yield: 1.6%
Revenue (FY 25): USD 123.5B
Shares in public float: 3B
Insider ownership: 0.09%

Reporting & identifiers

Symbol: WFC.NYSE
Listing: 🇺🇸 United States | Dividend Tax: 30%
Ticker Currency: USD
Income Statement Currency: USD
Balance Sheet Currency: USD
Cash Flow Currency: USD
EPS Currency: USD
Contract Type: SPOT
ISIN: US9497461015
Asset ID: equity_6ea61a87-9d2f-5892-8152-c802de2f6d23

Ownership

Shares Outstanding

Shares outstanding

Annual reported shares outstanding. Values in shares.

Top holders

BlackRock Inc260,798,584 shares · 8.62% · Reported 2026-03-31
Vanguard Capital Management, LLC200,762,402 shares · 6.64% · Reported 2026-03-31
FMR Inc161,693,928 shares · 5.35% · Reported 2026-03-31
State Street Corp135,493,574 shares · 4.48% · Reported 2026-03-31
JPMorgan Chase & Co129,208,607 shares · 4.27% · Reported 2026-03-31
Vanguard MStar Total Stk Mkt Idx Invest97,441,309 shares · 3.22% · Reported 2026-07-31
Vanguard 500 Index Investor80,323,466 shares · 2.66% · Reported 2026-07-31

View more holders (8)

Capital Research Global Investors76,395,745 shares · 2.53% · Reported 2026-06-30
Geode Capital Management, LLC73,848,013 shares · 2.44% · Reported 2026-03-31
Vanguard Portfolio Management, LLC61,671,445 shares · 2.04% · Reported 2026-03-31
NORGES BANK55,487,578 shares · 1.83% · Reported 2026-06-30
Bank of America Corp51,973,069 shares · 1.72% · Reported 2026-03-31
Morgan Stanley - Brokerage Accounts51,687,402 shares · 1.71% · Reported 2026-03-31
iShares Core S&P 500 ETF40,751,051 shares · 1.35% · Reported 2026-08-31
State Farm Mutual Automobile Ins Co39,758,338 shares · 1.31% · Reported 2026-06-30

Earnings, Profitability & Valuation

Earnings & Revenue

Revenue, Net Income, and Free Cash Flow

Revenue
Free cash flow
Net income

Annual reported financial results, converted using the statement's recorded USD conversion. Missing values are omitted. Values in USD.

Valuation

Historical P/E Ratio

Published P/E

Published valuation snapshots. Trailing four-quarter earnings where available; annual earnings otherwise. Non-positive earnings are omitted. Values in times earnings.

Profitability & Margins

AI Review

Profitability margins have expanded substantially, with return on tangible common equity reaching 17.7% in mid-2026 and efficiency ratios improving to 60%. Widening spreads between loan yields and low-cost deposits, combined with strict headcount control, have driven strong operating leverage across retail and commercial units. Nevertheless, through-cycle profitability will likely settle closer to 16% as credit costs normalize from historically low charge-off rates of 0.34%. As competitive pressure forces deposit interest rates slightly higher, long-term profit margins will rely on internal operating discipline rather than endless lending spread expansion.

Profitability Margins

Gross margin
Operating margin
Net margin
Free cash flow margin

Annual gross, operating, net income and free cash flow divided by revenue for matching reporting dates. Values in percent.

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Reported Data Tables — chart preview

The following tables contain the same values as the financial charts above. Monetary values are USD; margins are percentages. Missing inputs are not estimated. Use is subject to the iPulse AI Terms of Service and applicable source rights.

Source: eodhd. Statement snapshots with chart transformations and ratios calculated by iPulse AI. Snapshot retrieved 2026-09-17.

Annual earnings and profitability
Period end	Revenue	Free cash flow	Net income	Gross margin	Operating margin	Net margin	Free cash flow margin
2016-12-31	94,176,000,000	1,008,000,000	21,938,000,000	89.72	34.11	23.29	1.07
2017-12-31	97,741,000,000	18,619,000,000	22,183,000,000	87.85	28.01	22.7	19.05
2018-12-31	101,060,000,000	36,073,000,000	22,393,000,000	83.78	28.24	22.16	35.69
2019-12-31	105,684,000,000	6,730,000,000	19,715,000,000	79.62	24.57	18.65	6.37
2020-12-31	82,227,000,000	2,051,000,000	3,377,000,000	73.13	3.05	4.11	2.49
2021-12-31	83,081,000,000	-11,525,000,000	22,109,000,000	100.29	35.58	26.61	-13.87
2022-12-31	83,442,000,000	27,048,000,000	13,677,000,000	87.29	18.73	16.39	32.42
2023-12-31	77,198,000,000	40,358,000,000	19,142,000,000	100	37.14	24.8	52.28
2024-12-31	125,397,000,000	3,035,000,000	19,722,000,000	62.17	18.63	15.73	2.42
2025-12-31	123,529,000,000	-19,001,000,000	21,338,000,000	64.8	20.4	17.27	-15.38

Published valuation snapshots
Period end	P/E (times earnings)	Earnings basis
2025-12-31	14.05	Trailing four quarters
2024-12-31	11.97	Trailing four quarters
2023-12-31	9.4	Trailing four quarters
2022-12-31	11.57	Annual net income
2021-12-31	8.6	Annual net income

Shares outstanding — chart values
Reporting date	Shares outstanding
2017-01-01	4,963,100,000
2018-01-01	4,700,800,000
2019-01-01	4,271,711,700
2020-01-01	4,151,300,000
2021-01-01	3,964,700,000
2022-01-01	3,832,700,000
2023-01-01	3,657,000,000
2024-01-01	3,360,700,000
2025-01-01	3,217,400,000
2026-01-01	3,080,000,000

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- Balance sheet AI review
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