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SOFI.NASDAQ
SoFi
Financials · Consumer Finance

Digital financial services company offering consumer lending, banking, investing, credit cards, and financial technology platform services.

HQ: United StatesListed: United States

Profile & Fundamentals

SoFi: Company identity, ownership, reported financial performance, balance sheets, and corporate actions.

Profile & Fundamentals

SoFi Profile & Fundamentals

Examine company identity, ownership, reported performance, valuation, balance-sheet resilience, dividends, buybacks, and material corporate events.

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Company and Market Context

Company Profile & Ownership

SoFi Technologies, Inc. provides various financial services in the United States, Latin America, Canada, and Hong Kong. The company operates through three segments: Lending, Technology Platform, and Financial Services. It offers lending and financial services and products that allows its members to borrow, save, spend, invest, and protect money; and personal loans, student loans, home loans, and related services. The company also operates Galileo, a technology platform that offers services to financial and non-financial institution; and Technisys, a cloud-native digital and core banking platform that provides software licenses and associated services, including implementation and maintenance. In addition, it provides SoFi Money offers checking and savings accounts, and cash management products; SoFi Invest, a mobile-first investment platform that offers access to trading and advisory solutions, such as investing and robo-advisory; and SoFI Crypto, a new digital asset trading platform. Further, the company offers SoFi Credit Card that provides cash back rewards on every purchase; Sofi Relay, a personal finance management product that allows to track all of their financial accounts comprising credit score and spending behaviors; SoFi Protect which offers insurance product; SoFi Travel, an application that manages travel search and booking experience; SoFi At Work provides financial benefits to employees, including student loan payments made on their employees' behalf; Lantern Credit, a financial services marketplace platform for seeking alternative products and provide product comparisons; and other lending as a service that offers pre-qualified borrower referrals and offers loans to third-party partner. The company was founded in 2011 and is based in San Francisco, California.

SOFI.NASDAQ

Company profile record

SoFi Technologies Inc.

Common Stock · Financials · Consumer Finance

Official website

Company

Company / asset
SoFi Technologies Inc.
Security type
Common Stock
Sector
Financials
Industry
Consumer Finance
HQ
🇺🇸 United States
Head office
234 1st Street, San Francisco, CA, United States, 94105

Leadership & scale

Chief executive
Mr. Anthony J. Noto
CEO year born
1969
Full-time employees
6.1K
Fiscal year end
December
IPO date
2020-11-30

Fundamentals snapshot

Updated 2026-09-13
Market Cap
USD 22.9B
P/E
36.0x
Revenue (Q2 26)
USD 1.6B
Profit (Q2 26)
USD 156.6M
Dividend Yield
--
Revenue (FY 25)
USD 4.8B
Shares in public float
1.3B
Insider ownership
1.42%

Reporting & identifiers

Symbol
SOFI.NASDAQ
Listing
🇺🇸 United States | Dividend Tax: 30%
Ticker Currency
USD
Income Statement Currency
USD
Balance Sheet Currency
USD
Cash Flow Currency
USD
EPS Currency
USD
Contract Type
SPOT
ISIN
US83406F1021
Asset ID
equity_5b81b0a3-3ccd-5ea0-9f2b-47d3c5e6b90c

Ownership

Shares Outstanding

Shares OutstandingAnnual reported shares outstanding. Values in shares.631.41M827.93M1.02B1.22B1.42BJan 2019Oct 2020Jul 2022Apr 2024Jan 2026
  • Shares outstanding
Annual reported shares outstanding. Values in shares.

Earnings, Profitability & Valuation

Earnings & Revenue

Revenue, Net Income, and Free Cash Flow

Revenue, Net Income, and Free Cash FlowAnnual reported financial results, converted using the statement's recorded USD conversion. Missing values are omitted. Values in USD.-8.57B-4.93B-1.29B2.34B5.98BDec 2017Dec 2019Dec 2021Dec 2023Dec 2025
  • Revenue
  • Free cash flow
  • Net income
Annual reported financial results, converted using the statement's recorded USD conversion. Missing values are omitted. Values in USD.

Valuation

Historical P/E Ratio

Historical P/E RatioPublished valuation snapshots. Trailing four-quarter earnings where available; annual earnings otherwise. Non-positive earnings are omitted. Values in times earnings.31.7843.0854.3865.6876.98Dec 2024Apr 2025Jul 2025Sep 2025Dec 2025
  • Published P/E
Published valuation snapshots. Trailing four-quarter earnings where available; annual earnings otherwise. Non-positive earnings are omitted. Values in times earnings.

Profitability & Margins

Profitability Margins

Profitability MarginsAnnual gross, operating, net income and free cash flow divided by revenue for matching reporting dates. Values in percent.-476.07-300.34-124.6151.12226.85Dec 2017Dec 2019Dec 2021Dec 2023Dec 2025
  • Gross margin
  • Operating margin
  • Net margin
  • Free cash flow margin
Annual gross, operating, net income and free cash flow divided by revenue for matching reporting dates. Values in percent.

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