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Profile & Fundamentals

Visa Profile & Fundamentals

Name: Visa financial chart data preview
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Company and Market Context

Company Profile & Ownership

Visa Inc. operates as a payment technology company in the United States and internationally. The company operates VisaNet, a transaction processing network that enables authorization, clearing, and settlement of payment transactions. It also offers credit, debit, and prepaid card products; tap to pay, tokenization, and click to pay services; Visa Direct, a platform which facilitates money movement, enabling clients to collect, hold, convert, and send funds across its network; and issuing solutions, such as airport lounge access, dining reservations, shopping experiences, event tickets, and seller offers. In addition, the company provides acceptance solutions, an omnichannel payment integration with e-commerce platforms; risk detection and prevention solutions; and advisory and other services comprising consulting practice, proprietary analytics models, data scientists and economists, marketing services, and managed services. It provides its services under the Visa, Visa Electron, V PAY, Interlink, and PLUS brands. The company serves consumers, sellers, financial institutions, and government entities. Visa Inc. was founded in 1958 and is headquartered in San Francisco, California.

Company profile record

Visa Inc. Class A

Common Stock · Financials · Transaction & Payment Processing Services

Official website

Company

Company / asset: Visa Inc. Class A
Security type: Common Stock
Sector: Financials
Industry: Transaction & Payment Processing Services
HQ: 🇺🇸 United States
Head office: 300 Toni Stone Crossing, San Francisco, CA, United States, 94158

Leadership & scale

Chief executive: Mr. Ryan M. McInerney
CEO year born: 1975
Full-time employees: 34.1K
Fiscal year end: September
IPO date: 2008-03-19

Fundamentals snapshot

Updated 2026-09-13

Market Cap: USD 711.9B
P/E: 31.5x
Revenue (Q2 26): USD 11.6B
Profit (Q2 26): USD 5.6B
Dividend Yield: 0.5%
Revenue (FY 25): USD 40.0B
Shares in public float: 1.7B
Insider ownership: 0.08%

Reporting & identifiers

Symbol: V.NYSE
Listing: 🇺🇸 United States | Dividend Tax: 30%
Ticker Currency: USD
Income Statement Currency: USD
Balance Sheet Currency: USD
Cash Flow Currency: USD
EPS Currency: USD
Contract Type: SPOT
ISIN: US92826C8394
Asset ID: equity_013d2cbc-1a8a-5434-a2ad-8d6d943eb036

Ownership

Shares Outstanding

Shares outstanding

Annual reported shares outstanding. Values in shares.

Top holders

BlackRock Inc136,190,947 shares · 7.29% · Reported 2026-03-31
Vanguard Capital Management, LLC107,005,168 shares · 5.73% · Reported 2026-03-31
State Street Corp82,306,015 shares · 4.41% · Reported 2026-03-31
Vanguard MStar Total Stk Mkt Idx Invest51,822,576 shares · 2.78% · Reported 2026-07-31
Morgan Stanley - Brokerage Accounts45,979,950 shares · 2.46% · Reported 2026-03-31
FMR Inc44,908,229 shares · 2.41% · Reported 2026-03-31
Geode Capital Management, LLC44,883,639 shares · 2.40% · Reported 2026-03-31

View more holders (8)

Vanguard 500 Index Investor42,712,864 shares · 2.29% · Reported 2026-07-31
T. Rowe Price Associates, Inc.41,075,869 shares · 2.20% · Reported 2026-03-31
Vanguard Portfolio Management, LLC37,604,815 shares · 2.01% · Reported 2026-03-31
TCI Fund Management Limited30,468,133 shares · 1.63% · Reported 2026-03-31
Capital World Investors28,269,307 shares · 1.51% · Reported 2026-06-30
Capital Research & Mgmt Co - Division 324,443,349 shares · 1.31% · Reported 2026-06-30
Bank of America Corp22,881,733 shares · 1.23% · Reported 2026-03-31
iShares Core S&P 500 ETF22,101,639 shares · 1.18% · Reported 2026-08-31

Earnings, Profitability & Valuation

Earnings & Revenue

AI Review

The reports agree that the company's financial performance remains incredibly strong, highlighted by double-digit revenue growth and massive cash generation. In plain terms, the business acts as a highly efficient cash machine, converting over half of its revenue directly into free cash flow. This financial strength is heavily supported by inflation, which naturally increases transaction sizes and boosts fees. However, there is a clear disagreement on the future path of profit margins. Optimistic views suggest that new, high-margin security and business services will keep profits growing rapidly. In contrast, more cautious assessments warn that upcoming government lawsuits and new regulations could cap fees, leading to a slow deceleration in earnings growth. Overall, while the company's current financial health is unquestioned, its long-term growth rate remains a key point of debate.

Revenue, Net Income, and Free Cash Flow

Revenue
Free cash flow
Net income

Annual reported financial results, converted using the statement's recorded USD conversion. Missing values are omitted. Values in USD.

Valuation

Historical P/E Ratio

Published P/E

Published valuation snapshots. Trailing four-quarter earnings where available; annual earnings otherwise. Non-positive earnings are omitted. Values in times earnings.

Profitability & Margins

AI Review

The company boasts some of the highest profit margins in corporate history, with operating margins hovering around sixty percent and net margins exceeding fifty percent. These exceptional profits are protected by a massive global network effect that makes the payment rails nearly impossible for competitors to replicate. However, the reports reveal a sharp clash regarding the future direction of these margins. Bullish assessments argue that margins will remain unassailable or even expand as high-margin security and business-to-business services grow. Conversely, bearish views warn that these margins represent a political target, predicting that government lawsuits and new laws forcing payment competition will inevitably compress over the next five years. While the company is incredibly profitable today, the durability of these monopoly-like margins is the central debate for long-term investors.

Profitability Margins

Gross margin
Operating margin
Net margin
Free cash flow margin

Annual gross, operating, net income and free cash flow divided by revenue for matching reporting dates. Values in percent.

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Reported Data Tables — chart preview

The following tables contain the same values as the financial charts above. Monetary values are USD; margins are percentages. Missing inputs are not estimated. Use is subject to the iPulse AI Terms of Service and applicable source rights.

Source: eodhd. Statement snapshots with chart transformations and ratios calculated by iPulse AI. Snapshot retrieved 2026-09-15.

Annual earnings and profitability
Period end	Revenue	Free cash flow	Net income	Gross margin	Operating margin	Net margin	Free cash flow margin
2016-09-30	15,082,000,000	5,051,000,000	5,991,000,000	81.67	52.27	39.72	33.49
2017-09-30	18,358,000,000	8,501,000,000	6,699,000,000	82.31	66.15	36.49	46.31
2018-09-30	20,609,000,000	11,995,000,000	10,301,000,000	81.29	62.86	49.98	58.2
2019-09-30	22,977,000,000	12,028,000,000	12,080,000,000	81.87	65.29	52.57	52.35
2020-09-30	21,846,000,000	9,704,000,000	10,866,000,000	79.35	64.46	49.74	44.42
2021-09-30	24,105,000,000	14,522,000,000	12,311,000,000	79.38	65.56	51.07	60.24
2022-09-30	29,310,000,000	17,879,000,000	14,957,000,000	80.44	64.19	51.03	61
2023-09-30	32,653,000,000	19,696,000,000	17,273,000,000	79.89	64.31	52.9	60.32
2024-09-30	35,926,000,000	18,693,000,000	19,743,000,000	80.4	65.68	54.95	52.03
2025-09-30	40,000,000,000	21,577,000,000	20,058,000,000	80.36	59.99	50.14	53.94

Published valuation snapshots
Period end	P/E (times earnings)	Earnings basis
2025-09-30	32.9	Trailing four quarters
2024-09-30	27.64	Trailing four quarters
2023-09-30	27.23	Trailing four quarters
2022-09-30	24.97	Annual net income
2021-09-30	39.06	Annual net income

Shares outstanding — chart values
Reporting date	Shares outstanding
2017-01-01	2,353,000,000
2018-01-01	2,291,000,000
2019-01-01	2,240,000,000
2020-01-01	2,200,000,000
2021-01-01	2,159,000,000
2022-01-01	2,102,000,000
2023-01-01	2,045,000,000
2024-01-01	1,985,000,000
2025-01-01	1,933,000,000
2026-01-01	1,933,000,000

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Earnings, Profitability & Valuation
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Capital Expenditure & R&D
- Capital allocation AI review
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Balance Sheet
- Balance sheet AI review
- Assets, debt and equity
- Capital structure
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Dividends & Actions
- Cash dividends paid
- Dividend indicators
- Buybacks and issuance
- Combined shareholder returns
- Available corporate actions
Company Events
- Dated insider transactions
- Material company activity

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