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Profile & Fundamentals

BNP Paribas Profile & Fundamentals

Name: BNP Paribas financial chart data preview
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Examine company identity, ownership, reported performance, valuation, balance-sheet resilience, dividends, buybacks, and material corporate events.

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Company and Market Context

Company Profile & Ownership

BNP Paribas SA provides various banking and financial products and services in Europe, the Middle East, Africa, the Americas, and the Asia Pacific. It operates through three divisions: Corporate & Institutional Banking; Commercial, Personal Banking & Services; and Investment & Protection Services. The Corporate & Institutional Banking division offers capital market, securities, financing, risk management, securities clearing, custody, consulting, transaction banking, cash management, investment banking, and financial advisory services for corporate and institutional clients. Its Commercial, Personal Banking & Services division provides financing and equipment leasing services, lending, investment, financial and non-financial services, mobility, and digital banking services, as well as current accounts, savings products, bancassurance, insurance products and services, and consumer loans. The Investment & Protection Services division provides protection, savings, investment, and real estate services to support individuals, professionals, corporate clients, and institutions, as well as asset management, insurance, protection, pensions, and private banking services. The company was formerly known as Banque Nationale de Paris and changed its name to BNP Paribas SA in May 2000. BNP Paribas SA was founded in 1822 and is headquartered in Paris, France.

Company profile record

BNP Paribas SA

Common Stock · Financials · Regional Banks

Official website

Company

Company / asset: BNP Paribas SA
Security type: Common Stock
Sector: Financials
Industry: Regional Banks
HQ: 🇫🇷 France
Head office: 16 boulevard des Italiens, Paris, France, 75009

Leadership & scale

Chief executive: Mr. Jean-Laurent Bonnafe
CEO year born: 1961
Full-time employees: 180K
Fiscal year end: December

Fundamentals snapshot

Updated 2026-08-18

Market Cap: EUR 110.6B
P/E: 4.8x
Revenue (Q2 26): EUR 78.5B
Profit (Q2 26): EUR 7.6B
Dividend Yield: 3.8%
Revenue (FY 25): EUR 144.4B
Shares in public float: 971.2M
Insider ownership: 11.29%

Reporting & identifiers

Symbol: BNP.PAR
Listing: 🇫🇷 France | Dividend Tax: 25%
Ticker Currency: EUR
Income Statement Currency: EUR
Balance Sheet Currency: EUR
Cash Flow Currency: EUR
EPS Currency: EUR
Contract Type: SPOT
ISIN: FR0000131104
Asset ID: equity_3654a634-bc57-538d-b464-792908e1125d

Ownership

Shares Outstanding

Shares outstanding

Annual reported shares outstanding. Values in shares.

Earnings, Profitability & Valuation

Earnings & Revenue

AI Review

The bank is currently generating exceptionally strong profits, highlighted by a massive jump in recent revenues and solid net income. However, there is a clear split in how experts view the future. Optimistic assessments point out that even if the European economy slows down, the bank's profits are highly protected. This safety comes from higher interest rates and a major shift toward steady, fee-paying businesses like asset management. Most importantly, the bank is aggressively buying back its own shares, which mechanically boosts earnings per share for remaining investors. On the other hand, cautious views warn that these strong profits are reaching their peak. They argue that a wave of unpaid loans from struggling European businesses will soon drag down net income, meaning the current boom is temporary. Overall, while near-term cash generation is excellent, the long-term outlook depends on how well the bank manages rising credit risks.

Revenue, Net Income, and Free Cash Flow

Revenue
Free cash flow
Net income

Annual reported financial results, converted using the statement's recorded USD conversion. Missing values are omitted. Values in USD.

Valuation

Historical P/E Ratio

Published P/E

Published valuation snapshots. Trailing four-quarter earnings where available; annual earnings otherwise. Non-positive earnings are omitted. Values in times earnings.

Profitability & Margins

AI Review

The bank's profit margins have experienced a strong recovery, escaping the low-interest-rate trap of the previous decade. This improvement is driven by higher central bank rates, which allow the bank to charge more for loans while keeping deposit costs low. Optimistic views suggest these wider margins are sustainable, supported by cost savings from artificial intelligence and growing fee income from asset management. They believe the market is unfairly pricing the bank as if its margins are about to collapse. Conversely, cautious assessments argue that have already peaked. They expect margins to shrink as banks are forced to pay higher interest to depositors and set aside more cash for unpaid loans. While opinions clash on the speed of this decline, the consensus is that the bank's current low valuation provides a significant safety margin, even if profitability cools down slightly in the coming years.

Profitability Margins

Gross margin
Operating margin
Net margin
Free cash flow margin

Annual gross, operating, net income and free cash flow divided by revenue for matching reporting dates. Values in percent.

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From this section to the end-of-preview notice below, research is provided as simplified HTML text and tables. Full access provides the complete interactive interface, charts and additional datasets.

Reported Data Tables — chart preview

The following tables contain the same values as the financial charts above. Monetary values are USD; margins are percentages. Missing inputs are not estimated. Use is subject to the iPulse AI Terms of Service and applicable source rights.

Source: eodhd. Statement snapshots with chart transformations and ratios calculated by iPulse AI. Snapshot retrieved 2026-08-20.

Annual earnings and profitability
Period end	Revenue	Free cash flow	Net income	Gross margin	Operating margin	Net margin	Free cash flow margin
2016-12-31	54,100,280,000	25,626,560,000	8,164,120,000	144.64	21.1	15.09	47.37
2017-12-31	62,173,930,000	32,867,800,000	9,233,210,000	149.92	57.18	14.85	52.86
2018-12-31	59,216,160,000	-2,673,300,000	8,579,640,000	100	46.95	14.49	-4.51
2019-12-31	61,605,600,000	-59,175,200,000	9,153,760,000	100	19.97	14.86	-96.05
2020-12-31	106,370,580,000	5,409,480,000	8,621,740,000	100	10.22	8.11	5.09
2021-12-31	122,898,840,000	29,845,200,000	10,816,320,000	100	11.29	8.8	24.28
2022-12-31	101,266,940,000	22,773,880,000	10,965,360,000	100	13.27	10.83	22.49
2023-12-31	151,980,400,000	-40,102,700,000	12,546,600,000	100	8.13	8.26	-26.39
2024-12-31	159,664,960,000	-103,492,480,000	12,155,520,000	56.75	10.09	7.61	-64.82
2025-12-31	168,929,280,000	51,124,320,000	14,303,250,000	62.95	11.28	8.47	30.26

Published valuation snapshots
Period end	P/E (times earnings)	Earnings basis
2025-12-31	4.62	Trailing four quarters
2024-12-31	3.9	Trailing four quarters
2023-12-31	5.59	Trailing four quarters
2022-12-31	6.41	Annual net income
2021-12-31	7.9	Annual net income

Shares outstanding — chart values
Reporting date	Shares outstanding
2017-01-01	1,248,210,000
2018-01-01	1,247,581,000
2019-01-01	1,248,424,000
2020-01-01	1,248,097,000
2021-01-01	1,233,610,000
2022-01-01	1,233,450,000
2023-01-01	1,148,098,000
2024-01-01	1,129,554,000
2025-01-01	1,112,852,000
2026-01-01	1,098,183,000

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Earnings, Profitability & Valuation
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Balance Sheet
- Balance sheet AI review
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Dividends & Actions
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