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Profile & Fundamentals

AXA Profile & Fundamentals

Name: AXA financial chart data preview
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Examine company identity, ownership, reported performance, valuation, balance-sheet resilience, dividends, buybacks, and material corporate events.

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Company and Market Context

Company Profile & Ownership

AXA SA, through its subsidiaries, provides insurance, asset management, and banking services worldwide. The company operates through France, Europe, AXA XL, Asia, Africa & EME-LATAM, and Transversal & Other segments. It offers life and savings insurance and property and casualty insurance products. The company also provides protection and retirement products for individual and professional customers; reinsurance coverages; property, primary and excess casualty, excess and surplus lines, environmental liability, professional liability, construction, marine, energy, aviation and satellite, fine art and specie, livestock and aquaculture, accident and health, and crisis management. In addition, it offers reinsurance solutions with casualty, property risk, property catastrophe, specialty, and other reinsurance; proportional and non-proportional, and facultative reinsurance; risk management solutions and consulting services; integrated ecosystem between healthcare solutions and the insurance coverage, which includes onsite services in clinics, remote teleconsultation and digital services, and home services; travel insurance and assistance services, as well as AXA Multilink platform, a B2B2C platform; Sophia, the customer facing GenAI chatbot; and EMMA, a digital assistant. Further, the company offers motor, household, property and general liability, banking, savings, health, term life, whole life, universal life, endowment, deferred and immediate annuities, and other investment-based products for retail/individual and commercial/group customers. AXA SA was founded in 1852 and is headquartered in Paris, France.

Company profile record

AXA SA

Common Stock · Financials · Multi-line Insurance

Official website

Company

Company / asset: AXA SA
Security type: Common Stock
Sector: Financials
Industry: Multi-line Insurance
HQ: 🇫🇷 France
Head office: 25, Avenue Matignon, Paris, France, 75008

Leadership & scale

Chief executive: Dr. Thomas Buberl Ph.D.
CEO year born: 1973
Full-time employees: 107.8K
Fiscal year end: December

Fundamentals snapshot

Updated 2026-09-16

Market Cap: EUR 91.1B
P/E: 5.1x
Revenue (Q2 26): EUR 59.6B
Profit (Q2 26): EUR 4.2B
Dividend Yield: 3.9%
Revenue (FY 25): EUR 109.2B
Shares in public float: 1.6B
Insider ownership: 20.61%

Reporting & identifiers

Symbol: CS.PAR
Listing: 🇫🇷 France | Dividend Tax: 25%
Ticker Currency: EUR
Income Statement Currency: EUR
Balance Sheet Currency: EUR
Cash Flow Currency: EUR
EPS Currency: EUR
Contract Type: SPOT
ISIN: FR0000120628
Asset ID: equity_347a1ada-c576-5fdd-b126-9ab8d8857834

Ownership

Shares Outstanding

Shares outstanding

Annual reported shares outstanding. Values in shares.

Earnings, Profitability & Valuation

Earnings & Revenue

AI Review

The reports agree that the company is showing incredible financial strength, highlighted by massive free cash flow generation of around $37 billion and strong net income growth. Even though overall revenue growth might look flat because the company recently sold off its asset management division, this is actually a strategic move to focus on its most profitable insurance lines. Looking ahead, experts agree that earnings per share will continue to grow steadily. This growth is not coming from finding new customers in a weak European economy, but rather from the company's relentless plan to buy back and cancel its own shares, which makes each remaining share more valuable. While there is some minor disagreement on how much inflation will raise the cost of insurance claims, the overall consensus is highly positive, viewing the company as a highly reliable cash-generating machine.

Revenue, Net Income, and Free Cash Flow

Revenue
Free cash flow
Net income

Annual reported financial results, converted using the statement's recorded USD conversion. Missing values are omitted. Values in USD.

Valuation

Historical P/E Ratio

Published P/E

Published valuation snapshots. Trailing four-quarter earnings where available; annual earnings otherwise. Non-positive earnings are omitted. Values in times earnings.

Profitability & Margins

AI Review

The company's profit margins are expanding and look highly sustainable. This positive trend is driven by two main factors: the company's ability to raise insurance prices to stay ahead of inflation, and the higher interest rates it is earning on its massive cash reserves. The reports agree that the market is currently mispricing this margin strength, valuing the company as if its profits are about to collapse. In reality, the combination of disciplined pricing and rising investment yields is structurally boosting profitability. While there is some debate over how much extreme weather events might temporarily hurt underwriting margins, the consensus is that the company's pricing power and reinsurance protections will keep overall margins stable and highly profitable. This strong margin outlook, combined with a shrinking share count, makes the stock highly attractive for long-term investors.

Profitability Margins

Gross margin
Operating margin
Net margin
Free cash flow margin

Annual gross, operating, net income and free cash flow divided by revenue for matching reporting dates. Values in percent.

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Reported Data Tables — chart preview

The following tables contain the same values as the financial charts above. Monetary values are USD; margins are percentages. Missing inputs are not estimated. Use is subject to the iPulse AI Terms of Service and applicable source rights.

Source: eodhd. Statement snapshots with chart transformations and ratios calculated by iPulse AI. Snapshot retrieved 2026-09-17.

Annual earnings and profitability
Period end	Revenue	Free cash flow	Net income	Gross margin	Operating margin	Net margin	Free cash flow margin
2016-12-31	126,481,320,000	13,851,020,000	6,663,160,000	23.98	7.6	5.27	10.95
2017-12-31	133,985,670,000	19,197,080,000	7,388,710,000	12	6.83	5.51	14.33
2018-12-31	133,494,000,000	8,176,080,000	2,439,600,000	40.33	1.31	1.83	6.12
2019-12-31	139,959,680,000	9,406,880,000	4,318,720,000	24.43	4.5	3.09	6.72
2020-12-31	124,082,540,000	30,676,900,000	3,860,080,000	27.39	4.79	3.11	24.72
2021-12-31	139,274,940,000	7,040,640,000	8,315,160,000	8.35	7.79	5.97	5.06
2022-12-31	110,959,000,000	8,054,960,000	7,142,250,000	20.23	9	6.44	7.26
2023-12-31	110,198,000,000	5,677,100,000	7,907,900,000	28.45	8.42	7.18	5.15
2024-12-31	112,180,640,000	11,534,640,000	8,201,440,000	31.61	9.25	7.31	10.28
2025-12-31	127,797,930,000	24,634,350,000	11,462,490,000	28.72	9.15	8.97	19.28

Published valuation snapshots
Period end	P/E (times earnings)	Earnings basis
2025-12-31	4.73	Trailing four quarters
2024-12-31	5.06	Trailing four quarters
2023-12-31	5.81	Trailing four quarters
2022-12-31	9.1	Annual net income
2021-12-31	8.56	Annual net income

Shares outstanding — chart values
Reporting date	Shares outstanding
2017-01-01	2,492,372,800
2018-01-01	2,186,666,600
2019-01-01	2,396,855,100
2020-01-01	2,388,627,500
2021-01-01	2,385,567,000
2022-01-01	2,332,727,300
2023-01-01	2,227,769,900
2024-01-01	2,179,200,000
2025-01-01	2,027,811,000
2026-01-01	2,037,000,000

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