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Profile & Fundamentals

Allianz Profile & Fundamentals

Name: Allianz financial chart data preview
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Company and Market Context

Company Profile & Ownership

Allianz SE, together with its subsidiaries, provides property-casualty insurance, life/health insurance, and asset management products and services worldwide. The company's Property-Casualty segment offers various insurance products, including motor liability, accident, fire and property, general liability, credit, and travel, and assistance services to private and corporate customers. Its Life/Health segment provides a range of life and health insurance products on an individual and a group basis, such as annuities, endowment and term insurance, and unit-linked and investment-oriented products, as well as private and supplemental health, and long-term care insurance products. The company's Asset Management segment offers institutional and retail asset management products and services to third-party investors comprising equity and fixed income funds, cash, and multi-assets; and alternative investment products that include real estate, infrastructure debt/equity, real assets, liquid alternatives, and solutions business. In addition, it provides banking services for retail clients; and digital investment services. Allianz SE was founded in 1890 and is headquartered in Munich, Germany.

Company profile record

Allianz SE

Common Stock · Financials · Multi-line Insurance

Official website

Company

Company / asset: Allianz SE
Security type: Common Stock
Sector: Financials
Industry: Multi-line Insurance
HQ: 🇩🇪 Germany
Head office: Königinstrasse 28, Munich, Germany, 80802

Leadership & scale

Chief executive: Mr. Oliver Bate
CEO year born: 1965
Full-time employees: 138.4K
Fiscal year end: December

Fundamentals snapshot

Updated 2026-09-01

Market Cap: EUR 154.7B
P/E: 13.1x
Revenue (Q2 26): EUR 46.0B
Profit (Q2 26): EUR 2.6B
Dividend Yield: 2.8%
Revenue (FY 25): EUR 137.4B
Shares in public float: 377.9M
Insider ownership: 0.01%

Reporting & identifiers

Symbol: ALV.FRA
Listing: 🇩🇪 Germany | Dividend Tax: 26.38%
Ticker Currency: EUR
Income Statement Currency: EUR
Balance Sheet Currency: EUR
Cash Flow Currency: EUR
EPS Currency: EUR
Contract Type: SPOT
ISIN: DE0008404005
Asset ID: equity_29935658-88be-5858-aea7-62dfedfde05b

Ownership

Shares Outstanding

Shares outstanding

Annual reported shares outstanding. Values in shares.

Earnings, Profitability & Valuation

Earnings & Revenue

AI Review

The reports agree that the company is showing exceptionally strong earnings momentum, highlighted by record operating profits and a massive surge in net income. This financial strength is driven by excellent performance in the insurance divisions and a strong recovery in asset management. However, there is a clear disagreement about the quality of these earnings. Some reports point out that the headline profit jump was boosted by a large, one-off gain from selling an Indian joint venture, meaning the underlying business growth is actually more modest. Looking ahead, most agree that higher global interest rates will continue to boost investment income, helping the company grow its earnings per share. This provides a solid safety net for investors, even if the broader European economy remains weak.

Revenue, Net Income, and Free Cash Flow

Revenue
Free cash flow
Net income

Annual reported financial results, converted using the statement's recorded USD conversion. Missing values are omitted. Values in USD.

Valuation

Historical P/E Ratio

The published data is insufficient to draw this chart.

Profitability & Margins

AI Review

The company's profit margins are structurally expanding, driven by a combination of strong pricing power and rising investment yields. The reports agree that the property and casualty division has successfully beaten its profitability targets, proving it can raise insurance premiums faster than inflation is driving up the cost of claims. However, there is a clear clash over how sustainable these high margins are. Some reports argue that margins will continue to widen as the company rolls over its massive bond portfolio into higher-yielding investments and uses AI to cut administrative costs. Others warn that persistent claims inflation from global supply-chain disruptions and rising climate-related disaster costs will eventually squeeze underwriting profits. Overall, the consensus is that the company's provides a strong shield against these pressures.

Profitability Margins

Gross margin
Operating margin
Net margin
Free cash flow margin

Annual gross, operating, net income and free cash flow divided by revenue for matching reporting dates. Values in percent.

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Reported Data Tables — chart preview

The following tables contain the same values as the financial charts above. Monetary values are USD; margins are percentages. Missing inputs are not estimated. Use is subject to the iPulse AI Terms of Service and applicable source rights.

Source: eodhd. Statement snapshots with chart transformations and ratios calculated by iPulse AI. Snapshot retrieved 2026-09-03.

Annual earnings and profitability
Period end	Revenue	Free cash flow	Net income	Gross margin	Operating margin	Net margin	Free cash flow margin
2016-12-31	113,964,840,000	Not reported	7,295,980,000	19.44	9.8	6.4	Not reported
2017-12-31	127,844,080,000	37,599,240,000	8,095,570,000	24.64	14.52	6.33	29.41
2018-12-31	117,396,060,000	27,655,260,000	8,506,680,000	20.83	10.31	7.25	23.56
2019-12-31	126,558,880,000	39,351,200,000	8,863,680,000	20.26	10.51	7	31.09
2020-12-31	136,930,360,000	37,333,220,000	8,304,540,000	Not reported	Not reported	6.06	27.26
2021-12-31	135,558,540,000	27,032,820,000	7,535,400,000	Not reported	Not reported	5.56	19.94
2022-12-31	122,301,000,000	370,220,000	7,209,660,000	Not reported	Not reported	5.9	0.3
2023-12-31	131,633,700,000	24,554,200,000	9,395,100,000	Not reported	Not reported	7.14	18.65
2024-12-31	145,544,880,000	31,187,520,000	10,328,240,000	Not reported	Not reported	7.1	21.43
2025-12-31	160,816,500,000	36,204,480,000	12,606,750,000	Not reported	Not reported	7.84	22.51

Shares outstanding — chart values
Reporting date	Shares outstanding
2016-01-01	421,256,000
2017-01-01	440,432,100
2018-01-01	349,458,500

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Dividends & Actions
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