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Profile & Fundamentals

HSBC Holdings Profile & Fundamentals

Name: HSBC Holdings financial chart data preview
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Examine company identity, ownership, reported performance, valuation, balance-sheet resilience, dividends, buybacks, and material corporate events.

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Company and Market Context

Company Profile & Ownership

HSBC Holdings plc engages in the provision of banking and financial products and services worldwide. It operates through four segments: Hong Kong, UK, Corporate and Institutional Banking, and International Wealth and Premier Banking. The Hong Kong segment is involved in the retail banking and wealth and commercial banking of HSBC Hong Kong and Hang Seng Bank. The UK segment engages in UK retail banking and wealth, as well as first direct and M&S Bank, UK Commercial Banking, and HSBC Innovation Bank. The Corporate and Institutional Banking segment is involved in transaction banking and capital markets. The International Wealth and Premier Banking segment is involved in the business comprising premier banking outside of Hong Kong and the UK, its private bank, asset management, and insurance businesses. The company was founded in 1865 and is headquartered in London, the United Kingdom.

Company profile record

HSBC Holdings PLC

Common Stock · Financials · Diversified Banks

Official website

Company

Company / asset: HSBC Holdings PLC
Security type: Common Stock
Sector: Financials
Industry: Diversified Banks
HQ: 🇬🇧 United Kingdom
Head office: 8 Canada Square, London, United Kingdom, E14 5HQ

Leadership & scale

Chief executive: Mr. Georges Bahjat Elhedery
CEO year born: 1974
Full-time employees: 206.2K
Fiscal year end: December

Fundamentals snapshot

Updated 2026-09-16

Market Cap: GBP 261.6B
P/E: 13.5x
Revenue (Q2 26): USD 34.2B
Profit (Q2 26): USD 7.9B
Dividend Yield: 9.1%
Revenue (FY 25): USD 134.1B
Shares in public float: 17B
Insider ownership: 0.2%

Reporting & identifiers

Symbol: HSBA.LSE
Listing: 🇬🇧 United Kingdom | Dividend Tax: 0%
Ticker Currency: GBX
Income Statement Currency: USD
Balance Sheet Currency: USD
Cash Flow Currency: USD
EPS Currency: USD
Contract Type: SPOT
ISIN: GB0005405286
Asset ID: equity_4c034635-ef4d-5d65-9ccf-4a417b2d9972

Ownership

Shares Outstanding

Shares outstanding

Annual reported shares outstanding. Values in shares.

Earnings, Profitability & Valuation

Earnings & Revenue

AI Review

The bank's recent financial performance shows strong top-line revenue growth, reaching $151 billion, driven by high interest rates and solid wealth management fees. However, underneath this strong surface, there are signs of slowing momentum, with net income flattening and free cash flow showing significant volatility. Reports agree that the current high-rate environment provides a solid near-term boost to earnings. However, they disagree on the future outlook. Optimistic views expect earnings to remain strong as the bank cuts costs through technology, while cautious views warn that rising loan defaults and higher funding costs will squeeze profits. Overall, the bank is currently highly profitable, but investors should watch for signs of earnings decay as the broader economic cycle slows down and credit conditions worsen.

Revenue, Net Income, and Free Cash Flow

Revenue
Free cash flow
Net income

Annual reported financial results, converted using the statement's recorded USD conversion. Missing values are omitted. Values in USD.

Valuation

Historical P/E Ratio

Published P/E

Published valuation snapshots. Trailing four-quarter earnings where available; annual earnings otherwise. Non-positive earnings are omitted. Values in times earnings.

Profitability & Margins

AI Review

The bank's profit margins are currently exceptional, driven by the high interest rates that allow it to earn more on loans than it pays on deposits. However, there is a strong consensus that these margins have reached their cyclical peak. Reports clash on what happens next. Optimists argue that the bank's shift toward high-fee wealth management and AI-driven cost cuts will keep margins historically high. In contrast, skeptics warn that rising deposit costs and the need to set aside money for bad loans will inevitably compress margins. With the stock trading at a high valuation compared to its historical average, any drop in profitability could lead to a sharp decline in the stock price, making a cautious approach highly warranted.

Profitability Margins

Gross margin
Operating margin
Net margin
Free cash flow margin

Annual gross, operating, net income and free cash flow divided by revenue for matching reporting dates. Values in percent.

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Reported Data Tables — chart preview

The following tables contain the same values as the financial charts above. Monetary values are USD; margins are percentages. Missing inputs are not estimated. Use is subject to the iPulse AI Terms of Service and applicable source rights.

Source: eodhd. Statement snapshots with chart transformations and ratios calculated by iPulse AI. Snapshot retrieved 2026-09-17.

Annual earnings and profitability
Period end	Revenue	Free cash flow	Net income	Gross margin	Operating margin	Net margin	Free cash flow margin
2016-12-31	61,975,000,000	66,902,000,000	2,479,000,000	100	31.43	4	107.95
2017-12-31	63,675,000,000	-12,930,000,000	10,798,000,000	100	31.68	16.96	-20.31
2018-12-31	63,628,000,000	3,425,000,000	13,727,000,000	100	32.64	21.57	5.38
2019-12-31	70,403,000,000	26,111,000,000	7,383,000,000	100	32.52	10.49	37.09
2020-12-31	63,280,000,000	178,710,000,000	5,229,000,000	100	30.06	8.26	282.41
2021-12-31	73,946,000,000	100,747,000,000	13,917,000,000	86.88	25.57	18.82	136.24
2022-12-31	76,168,000,000	22,024,000,000	15,559,000,000	70.53	22.4	20.43	28.92
2023-12-31	129,600,000,000	35,416,000,000	23,533,000,000	49.79	23.42	18.16	27.33
2024-12-31	143,294,000,000	61,419,000,000	23,979,000,000	47.03	22.55	16.73	42.86
2025-12-31	134,098,000,000	25,105,000,000	22,285,000,000	52.96	22.3	16.62	18.72

Published valuation snapshots
Period end	P/E (times earnings)	Earnings basis
2025-12-31	12.49	Trailing four quarters
2024-12-31	7.43	Trailing four quarters
2023-12-31	6.56	Trailing four quarters
2022-12-31	7.98	Annual net income
2021-12-31	8.8	Annual net income

Shares outstanding — chart values
Reporting date	Shares outstanding
2017-01-01	20,072,000,000
2018-01-01	19,983,000,000
2019-01-01	20,149,000,000
2020-01-01	20,164,000,000
2021-01-01	20,212,000,000
2022-01-01	19,886,000,000
2023-01-01	19,124,000,000
2024-01-01	18,151,000,000
2025-01-01	17,609,976,000
2026-01-01	17,293,000,000

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Earnings, Profitability & Valuation
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Capital Expenditure & R&D
- Capital allocation AI review
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Balance Sheet
- Balance sheet AI review
- Assets, debt and equity
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- Retained earnings
Dividends & Actions
- Cash dividends paid
- Dividend indicators
- Buybacks and issuance
- Combined shareholder returns
- Available corporate actions

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