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3988.HKEX
Bank of China
Financials · Diversified Banks

Chinese banking group offering commercial banking, cross-border financial services, investment banking and insurance.

HQ: ChinaListed: Hong Kong

Profile & Fundamentals

Bank of China: Company identity, ownership, reported financial performance, balance sheets, and corporate actions.

Profile & Fundamentals

Bank of China Profile & Fundamentals

Examine company identity, ownership, reported performance, valuation, balance-sheet resilience, dividends, buybacks, and material corporate events.

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Company and Market Context

Company Profile & Ownership

Bank of China Limited, together with its subsidiaries, provides various banking and financial services in Chinese Mainland, Hong Kong, Macao, Taiwan, and internationally. The company operates through six segments: Corporate Banking, Personal Banking, Treasury Operations, Investment Banking, Insurance, and Other. The Corporate Banking segment provides current accounts, deposits, overdrafts, loans, payments and settlements, trade-related products, and other credit facilities, as well as foreign currency, derivative, and wealth management products for corporate customers, government authorities, and financial institutions. The Personal Banking segment offers savings deposits, personal loans, credit cards and debit cards, payments and settlements, wealth management, and funds and insurance agency services to retail customers. The Treasury Operations segment offers foreign exchange transactions, customer-based interest rate, and foreign exchange derivative transactions, as well as money market transactions, proprietary trading, and asset and liability management. The Investment Banking segment provides debt and equity underwriting and financial advisory, sale and trading of securities, stock brokerage, investment research, asset management services, and private equity investment services. The Insurance segment provides underwriting services for general and life insurance business, and insurance agency services. In addition, it operates debt-to-equity swaps and other supporting, and aircraft and financial leasing business. The company was founded in 1912 and is headquartered in Beijing, China.

3988.HKEX

Company profile record

Bank of China Ltd H

Common Stock · Financials · Diversified Banks

Official website

Company

Company / asset
Bank of China Ltd H
Security type
Common Stock
Sector
Financials
Industry
Diversified Banks
HQ
🇨🇳 China
Head office
No. 1 Fuxingmen Nei Dajie, Beijing, China, 100818

Leadership & scale

Full-time employees
310.9K
Fiscal year end
December
IPO date
2006-06-01

Fundamentals snapshot

Updated 2026-09-05
Market Cap
HKD 1.93T
P/E
6.9x
Revenue (Q2 26)
CNY 308.2B
Profit (Q2 26)
CNY 66.7B
Dividend Yield
4.0%
Revenue (FY 25)
CNY 1.22T
Shares in public float
105.6B
Insider ownership
0%

Reporting & identifiers

Symbol
3988.HKEX
Listing
🇭🇰 Hong Kong | Dividend Tax: 0%
Ticker Currency
HKD
Income Statement Currency
CNY
Balance Sheet Currency
CNY
Cash Flow Currency
CNY
EPS Currency
CNY
Contract Type
SPOT
ISIN
CNE1000001Z5
Asset ID
equity_10fb09c5-6f64-58da-b218-991eac43f888

Ownership

Shares Outstanding

Shares OutstandingAnnual reported shares outstanding. Values in shares.211.31B248.72B286.12B323.53B360.94BJan 2017Apr 2019Jul 2021Oct 2023Jan 2026
  • Shares outstanding
Annual reported shares outstanding. Values in shares.

Earnings, Profitability & Valuation

Earnings & Revenue

Revenue, Net Income, and Free Cash Flow

Revenue, Net Income, and Free Cash FlowAnnual reported financial results, converted using the statement's recorded USD conversion. Missing values are omitted. Values in USD.-100.12B-25.32B49.49B124.29B199.09BDec 2016Apr 2019Jul 2021Oct 2023Dec 2025
  • Revenue
  • Free cash flow
  • Net income
Annual reported financial results, converted using the statement's recorded USD conversion. Missing values are omitted. Values in USD.

Valuation

Historical P/E Ratio

Historical P/E RatioPublished valuation snapshots. Trailing four-quarter earnings where available; annual earnings otherwise. Non-positive earnings are omitted. Values in times earnings.2.373.254.135.015.9Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
  • Published P/E
Published valuation snapshots. Trailing four-quarter earnings where available; annual earnings otherwise. Non-positive earnings are omitted. Values in times earnings.

Profitability & Margins

Profitability Margins

Profitability MarginsAnnual gross, operating, net income and free cash flow divided by revenue for matching reporting dates. Values in percent.-121.18-44.0533.08110.21187.34Dec 2016Apr 2019Jul 2021Oct 2023Dec 2025
  • Gross margin
  • Operating margin
  • Net margin
  • Free cash flow margin
Annual gross, operating, net income and free cash flow divided by revenue for matching reporting dates. Values in percent.

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